Many domestic and exotic pets have been known to bite, scratch and attack people causing serious injuries and diseases. For domesticated pets, many states have employed a one bite per dog rule, which puts owners on notice once a dog has bitten someone, and takes appropriate action if it is to bite again. This rule is designed to make dog owners remedy dogs who have a tendency to bite, and protect others from being bitten.
Some homeowners’ insurance packages will cover dog bites and injuries, although only to a certain limit. Lack of such insurance will mean that you will need to cover the victim’s medical bills, lost wages, and other costs. If you are unable to do so, the victim might bring suit against you, and this could end up costing you much more, depending on the severity of the injuries, and a number of other factors.
Categories: Dangerous vs Domesticated
The following list provides animals which have generally been listed as dangerous and depending on the state in which you live, it might be illegal to own the animal as a pet.
Generally, strict liability laws state that the owner is responsible for any damages and bills regardless of negligence. The following animals are considered domesticated in almost all states, and only in a few locales are the owners strictly liable.
Although there are training procedures most owners follow, it is hard to predict how an animal will react to a given situation. Homeowners’ insurance claims have estimated over $300 million in dog bite costs, and over 4.5 million injuries a year with a good percentage of them being children.